Blogs
Debt, Credit, and Honoring the Favor
What does debt mean to you? You might view “debt” as a dirty word, accompanied by the shackle of interest rates and missed payments. But you might view “credit” differently. Credit is seen as a financial tool, and a good credit score as something to be nurtured and coveted. We treat them as distinct financial products. However, as the late
The Rise of Consumer Credit and How to Manage Your Own
How often do you use a credit card? Perhaps you even use more than one. In today’s economy, the small rectangle of plastic (or metal) in your wallet is more than just a tool for buying groceries; it is a gateway to a complex financial ecosystem. To truly understand credit cards, we have to look into the history, economics, and
Tax Season Alert! A Less-Stress Tax Filing Checklist
Tax season can sometimes bring a mix of anxiety and a long list of action items, but it doesn’t have to! And you don’t have to be an expert on the tax code or a senior accountant to have a smooth filing experience. The secret ingredient is organization. By gathering your documents early, you can help avoid last-minute scrambles, reduce
A History of Modern Credit and Why It’s Important Today
You’re probably familiar with credit in your everyday life. Many Americans have credit cards, use them for everyday expenses, and (most) try to act responsibly to increase their credit scores. But where did it all come from? How did “credit” come about? And why is it such a prevalent part of our daily lives? The History of the US Credit
Celebrating National Credit Awareness Month
March is the start of spring, which means the chilly weather is subsiding, the days are getting longer, and you might even begin planning your summer plans. But March is also National Credit Awareness Month. While cleaning out your gutters or planting seeds might be on your to-do list, this month serves as a vital reminder to perform a different
Minding Future Taxes: Traditional IRA vs. Roth IRA
When considering retirement savings options, it is paramount to understand the tax treatment of the various types of retirement accounts upon distributions. Traditional IRAs and Roth IRAs each offer unique features and have different tax implications that impact one’s retirement strategy. Here are the differences to be aware of.
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